Specialties

RHA, established 1979, as a group of insurance experts - former insurance company executives, agents, brokers, underwriters, Workers Compensation specialists, D&O/E&O expertise, risk managers, claims managers, adjusters, actuaries, and captive management specialists.

Degrees/Licenses

Masters; PhDs; CPCU; ARM; RPLU; More.

Specialties

Insurance Agent /Broker Professional Liability; Wholesale / MGA/MGU Insurance Professional Liability; Insurer Bad Faith; Claims Adjuster/ TPA Professional Liability; other types of professional Liability / Standard of Care in a selective basis, Insurance Regulatory Expert on a selective basis.

Degrees/Licenses

J.D. degree; California Insurance Agent, Broker and Surplus Lines License; California Insurance Adjuster License

Formal Education

B.A., UC Berkeley, 1972; J.D. Degree, 1976 - Lincoln University Law School, San Francisco, Ca. (merged into USF Law School)

Previous/Current Position

President - Fisher Consulting Group 2010 - Present.; 1994 - 2010, Founder, President and CEO, Post Acquisition; Sr. Vice President, E.L.M Insurance Brokers (includes predecessor Sole-Proprietorship prior to Incorporation); 1975 - 1995, Staff Adjuster/Vice-President; Founder/President of The Fisher Associates, Adjusters (includes Predecessor Firm of Miller &Gilbert, Inc). Six 6 year Member, Board of Trustees; 1998, President of the Professional Liability Underwriting Society (PLUS).

Honors/Awards

2019 recipient of the PLUS Founders Award

Prof. Affiliations

PLUS; The CLM (Claims and Litigation Management Alliance); Sr. Tech. Advisor of Professional Liability Insurance, published by the International Risk Management Institute; 2021 Co-Chair of the Ins. Agent - Broker Committee; Prof Liab. Def. Federation.

Publications

Over 75 articles in Insurance Trade Journals on Professional Liability Prevention, Coverage and related issues from 1979 through current.

Prior Expert

30 years experience, over the past 10 years: retained on over 80 Cases, 17 trials + depositions; 50-50 Plaintiff/defense work.

Specialties

Compliance of organizational policies, procedures, and practices with standards of human resources management; preventing and investigating complaints concerning sexual harassment and other forms of discrimination and harassment; ADA, interactive process, reasonable accommodation; CFRA, FMLA, workers’ compensation; retaliation, discipline, wrongful termination; negligent hiring/retention/supervision; independent contractor vs. employee classification; compensation, wage & hours, benefits/pensions; performance evalution, promotion selections, workforce- reductions; workplace violence, safety, OSHA.

Degrees/Licenses

PhD, MBA, BS

Formal Education

PhD Management, University of CA, Los Angeles: 1977; MBA, Management, University of CA, Los Angeles; BS, Business Administration, Drexel.

Registration and Licenses

Lifetime California Community College Instructor Credential in both Business Management and Psychology.

Previous/Current Position

Human resources manager for Ford Motor Company; consultant to over 100 organizations concerning how to improve human resource management policies and practices.

Honors/Awards

2015, 2014, 2013, 2012 & 2011, Received university research award for quality of articles published in the most recent five years. 2008, Favorably featured in Employment Law Verdict Reports. 2007, Profiled in Bender's California Labor & Employment Bulletin. 2001, Outstanding Scholarly and Creative Activity Award. 2000, Faculty Merit Award. 1998, Creative and Scholarly Activity Award. 1997 and 1996 Performance Award. 1996, "Teacher Scholar" Award. 1995-96, Taught first graduate Managing Human Resources and Human Behavior in Organizations courses ever to be publicly televised. 1993. Nominee for Bradford Outstanding Educator in United States Award. 1992, Finalist for Outstanding Faculty Award, SBAE. 1986-90, Meritorious Performance Award. Selected for Marquis' Who's Who in Business Higher Education, Who's Who in Finance and Industry, Who's Who in California, and Who's Who in the World.

Prof. Affiliations

Society For Human Resource Management; Society for Nonprofits.

Publications

Over 500 in high quality professional and peer-reviewed academic journals. These Include “When it's time to say good-by: how to discharge workers without legal hassles," and "Workplace reduction guidelines," which was reproduced in a college textbook titled "Taking Sides: Clashing Views in Management,” published by McGraw-Hill. Also, "Designing Effective Performance Appraisal Systems," one of the most downloaded articles of all time, with over 12,500 downloads.

Prior Expert

Have been retained in over 1,000 cases and have given trial/arbitration testimony over 80 times for plaintiffs and defense in over 15 California federal and state courts.

Specialties

Extensive experience in insurance claim handling, industry standards and practices, bad faith. Specializing in first party losses involving fire, water and mold damages.

Formal Education

B.S. California State Polytechnic University, San Luis Obispo.

Registration and Licenses

IICRC Certified Master Fire & Smoke Restorer, Water Damage & Applied Microbial Remediation
CA Adjuster License # 2C42231
Certified Property Insurance Appraiser and Umpire

Previous/Current Position

Owner/Principle Resolved SF - Insurance Claims Consulting & Expert Witness Services
Insurance Specialist - United Policyholders
Claims Team Manager/Claim Specialist - 25+ years
Restoration Industry experience

Specialties

TRIAL EXPERT: Standard of Care/Coverage/Bad Faith. 50 years of litigation experience; founder of AIM Ins. Co./multiple published opinions.

Degrees/Licenses

BA; JD.

Formal Education

BA, Stanford, 1966; JD, Hastings, 1970.

Registration and Licenses

Certified to practice in all California state courts and federal courts; and Supreme Court of the United States.

Previous/Current Position

Founded & Managed Bad Faith Section at Haight Brown for 20 years; A founder and past Board of Director of Attorney Insurance Mutual (AIM.)

Honors/Awards

Rockefeller Fellowship, AV since 1985 by Martindale-Hubbell

Prof. Affiliations

CA State Bar. Defense Research Institute, Federation of Defense, and Corporate Counsel.

Publications

Articles: Independent Cumis Counsel: The second Prong (2013); Intentional Harms & Cumis rights; A Reply to Denial-first steps when the insured says no to client’s COVID-19 business interruption claim (2020)

Prior Expert

Testified as an expert in both state and federal court including a published opinion as an expert on the issue of the duty to defend under a CGL policy.

Specialties

Bad faith property insurance cases; 40+ years of experience with insurance companies' customs and practices; Handled coverage issues advice, claims procedures, litigations and appeals in personal lines and commercial property claims.

Degrees/Licenses

B.A.; J.D.

Formal Education

B.A. Indiana University; J.D. University of San Francisco School of Law

Previous/Current Position

Managing Partner, Ramsay, Johnson & Klunder; Management Committee, Berger Kahn; President, Janice A. Ramsay, A Law Corporation.

Honors/Awards

Subject of three magazine articles; OCBA Insurance Law Section, Spotlight Attorney; Member of Indiana University College of Arts and Sciences, Dean’s Advisory Board; Member of Board of Counselors, University of San Francisco, School of Law.

Prof. Affiliations

California Bar Association; Orange County Bar Association; Chair of Insurance Law Section 2014; Orange County Women Lawyers Association, Board of Directors (2016-2018); American Bar Association; Insurance Professionals of Orange County.

Prior Expert

Testified on numerous occasions in California state and federal courts; Deposed in state and federal court cases; Prepared Federal Court Rule 26 reports.

Specialties

Forensic accountant. Expert witness testimony on management and financial issues. Accounting malpractice expert. Litigation support. Workout and bankruptcy consultant. Assumes management responsibilities, implements cost controls, negotiates with creditors, and supervises asset liquidation. Acts as a State Court Referee and Receiver, Federal Bankruptcy Trustee, and Examiner. Federal Court Special Master.

Degrees/Licenses

CPA, MBA, CFE, CIRA, CFF.

Formal Education

BA and MBA, Stanford University.

Previous/Current Position

Randy Sugarman, Managing Partner, founded Sugarman & Company LLP in 1977. Mr. Sugarman was previously associated with the national accounting firms of Main Hurdman (now KPMG Peat Marwick) and Kenneth Leventhal & Company (now Ernst & Young).

Prof. Affiliations

Association of Insolvency Accountants, Turnaround Management Association, American Bankruptcy Institute, National Association of Certified Fraud Examiners, California Bankruptcy Forum, American Institute of Certified Public Accountants, BASF and California Society of Certified Public Accountants. A founding member of the Turnaround Management Association, where he served on the Board of Directors. Mr. Sugarman also previously served on the Board of Directors of the Bay Area Bankruptcy Forum and on the California Society of Certified Public Accountants' Committee on Taxation.

Prior Expert

Expert witness testimony on management and financial issues in 60+ litigation cases. Appointed State Court Referee and Receiver, Federal Bankruptcy Trustee, Assignee for Benefit of Creditors or Examiner with over 50 years experience.

Specialties

Insurance claims handling, bad faith

Degrees/Licenses

CPCU, ARM, ARe

Formal Education

BA, History; MA, Secondary Education.

Registration and Licenses

Licensed as an independent adjuster is 13 western states

Previous/Current Position

Over 30 years insurance claims experience including 20+ years as Vice President Claims, Chief Claim Officer for two companies. Extensive experience in deposition and trial testimony.

Honors/Awards

Graduated Outstanding Woman University of California, Davis

Prof. Affiliations

Federation of Defense and Corporate Counsel (FDCC) member 2013-present
Pacific Claim Executives Assoc. President 2007. Member 1999-Present
San Francisco Chapter CPCU 1997- Present
ADC of Northern CA. Industry Liaison 1996-1998, 2007-2019

Prior Expert

I have testified as an expert in 28 depositions and 7 trials as of April 2022.

Specialties

Expert witness testimony for complex litigation involving damage analyses of lost profits, unjust enrichment, reasonable royalties, lost earnings, lost value of business, forensic accounting, fraud investigation, and investigative analysis of liability. 500+ times testifying as an expert witness at trial and arbitration. Excellent communications with extensive testimony experience throughout CA and other states. Experts hold PhDs, MBAs, JD's, CPAs, ASAs, CVAs, ABVs, CGREAs, CFFs and CFEs. Prior "Big Four" accounting firm experience. Areas: Accounting, breach of contract, breach of fiduciary duty, business interruption, business dissolution, cash flows available for support, class actions, construction defects + economic damages, delays and cost overruns, elder abuse, false advertising, fraud, insurance, intellectual property including trademark, patent and copyright infringement, and trade secrets, lemon law, lender liability, misrepresentations, partnership disputes, personal injury, product liability, professional malpractice, real estate disputes, securities litigation, tracing, trusts & estates, unfair competition, valuation of businesses, white collar crimes, and wrongful termination.

Degrees/Licenses

PhD, CPA, CFE, ASA, CVA, ABV, CGREA.

Formal Education

PHD - Applied Math - Harvard
MBA/JD - UCLA

Specialties

Practicing civil trial attorney and expert witness having extensive experience with issues concerning insurance claims handling and standard of care for civil trial counsel and lawyers handling civil litigation. He has qualified as an expert witness on issues pertaining to these subjects in both state and federal courts.

Degrees/Licenses

A.B.; JD.

Formal Education

Indiana University, A.B., 1961; University of California, Hastings College of the Law, J.D. 1966

Registration and Licenses

California & Indiana Law Practice

Previous/Current Position

Specialized as a trial and appellate lawyer for over 45 years and in a wide range of civil litigation, including serious injury, wrongful death, financial, physical elder abuse, medical and legal malpractice; All aspects of insurance including “bad faith” claims; Handled over 4000 litigated matters to conclusion, Represented small businesses, individuals, and large Fortune 500 corporations.

Honors/Awards

Certified in Civil Trial Law and Pretrial Practice Advocacy, National Board of Trial Advocacy; Fellow, American College of Board Certified Attorneys; National Trial Lawyers, Top 100 Trial Lawyer (Personal Injury, Insurance); Charter Fellow, Litigation Counsel of America Trial Lawyer; Named, "Best Lawyers," 2018-2019; Lifetime Member, Multi-Million Dollar Advocates Forum; Named, Northern California "Super Lawyer", 2006-2019

Prof. Affiliations

American Bar Association, Member; California and Indiana State Bar Association, Member; American Association for Justice, Member; Consumer Attorneys of California, Member; San Francisco Bar Association, Member; San Francisco Trial Lawyers Association, Member.

Publications

Negotiating and Settling Tort Cases: Reaching the Settlement (2018) Fourth Edition, published by the Thomson West Publishing Company and the American Association for Justice; Co-author of books on insurance law; Authored over 150 published articles on various topics, including trial strategy and settlement techniques.

Prior Expert

Testified in over 35 depositions and 20 trials as an expert witness.

Specialties

Agent/Broker Standard of Care, Insurance Industry Customs and Practices, Bad Faith, Commercial and Personal Lines, Professional Liability, Surety, Life, Workers Compensation (see web site).

Degrees/Licenses

Licensed Broker/Agent; CPCU; RPLU; ARM; AIC

Formal Education

Juris Doctor; BS, Business Admin./Finance.

Prof. Affiliations

CPCU Society, Professional Liability, Underwriting Society, FEWA

Prior Expert

Expert work since 2009; 350+ retentions - Testifying in Deposition, Trial, Arbitration and Mediation