Specialties

Credit Reporting, Credit Scoring, Credit Damages Reports including Quantitative Analysis, and Credit Score Simulations, Reasonable Procedures FCRA, FDCPA, Credit Report Evaluation, Consumer Dispute Process with Data Furnishers and Credit Bureaus.

Degrees/Licenses

Real Estate Salesperson License since 1985 to November 2011.

Formal Education

High School & College

Registration and Licenses

Fair Credit Reporting Act Certification from Consumer Data Industry Association of Washington D.C. Credit CRM Certification as Credit Expert, Certificate of Achievement and Training Certification: FACTA Identity Theft Prevention Program. CMPS Certified as a Certified Mortgage Planning Professional, FICO® Professional Designation from AllRegs Academy

Previous/Current Position

Founder and President of Easy Credit Relief Inc., Mortgage Loan Officer, Speaker, Educator.

Prof. Affiliations

Forensic Professional Witness Association

Publications

Co-Author of Anatomy of Credit Scores, Credit Repair-Life after a Short Sale/Foreclosure, 9 Credit Score Myths Do More Harm Than Good on FoxBusiness.com, Yahoo Finance, and CreditCards.com.

Prior Expert

Consulted and prepared reports on over 125 cases as well as giving Trial and Deposition testimony. Over 25 times qualified in both Federal and State courts.