Bar Association of San Francisco Member Benefits: Financial & Insurance

Ahern Insurance Brokerage - Professional Liability Insurance

Ahern Insurance Brokerage is BASF’s endorsed insurance broker for professional liability insurance, underwritten through XL Insurance.

Highlights of this exclusive BASF program include:

• “A” (Excellent) A.M. Best rating
• Premium credits
• $50,000 additional defense expense outside the limits of liability
• 50% reduction to the deductible, not to exceed $5,000, if the insured agrees to binding arbitration or mediation
• Free retirement and disability ERP options (subject to policy conditions)
• Payment of up to $35,000 for defense of disciplinary actions (does not erode limit)
• Risk management services, including:
  • Toll-free hotline - up to four hours per policy term
  • Access to lawyers’ risk management website

To apply or for more information, please contact Kevin Ahern at 415-439-5282 or kahern@aherninsurance.com. Or, complete an online application.

Ahern Insurance Brokerage - Business Insurance Programs

Ahern Insurance Brokerage provides BASF members with general liability, property, and workers' compensation insurance programs through The Hartford Insurance Company, an admitted carrier rated "A" (Excellent) by A.M. Best.

Workers' Compensation:

• 10% premium discount for BASF members
• Workers' compensation assistance programs

General Liability/Property:

• Specialized coverage enhancements for law firms
• 24-hour claims reporting
• Business income/extra expense – 12 month actual loss sustained

Multi-policy discount

When purchasing both general liability and workers' compensation policies from The Hartford, the firm is eligible to receive an additional 5% credit (minimum premiums apply).

To apply or for more information, please contact Summer Gorsica at 1-800-282-9786, extension 116, or sgorsica@aherninsurance.com. Or, complete an online application.

Ahern Insurance Brokerage - Employment Practices Liability Insurance

Ahern Insurance Brokerage provides BASF members with Employment Practices Liability Insurance (wrongful termination, discrimination, and sexual harassment coverage) through Carolina Casualty Insurance Company, an admitted carrier with an A.M. Best rating of “A+” (Superior).

Program highlights:

• Proprietary coverage enhancements for BASF members
• BASF premium discounts
• $150,000 additional claims expense limit
• $250,000 defense sublimit for claims involving breach of contract disputes
• Favorable consent to settlement provisions
• Third-party coverage
• Risk management program includes the following:
  • Risk management website, MyHRHelp
  • Employment helpline
  • Employment law updates newsletter

Additional policy enhancements

• New social media coverage - includes sublimit for defamation, libel, and invasion of privacy against a third party resulting from the use of social media, and expands the definition of “wrongful act” to include workplace bullying
• Privacy violation coverage – covers employers for liabilities they may incur in the event of a loss or theft of employee personal information
• Employment event coverage – provides employers with a sublimit to cover the cost of hiring a public relations firm, security firm, or mental health professionals to cope with the aftermath of layoffs, public allegations of harassment, or workplace disaster.

For more information, please contact Kevin Ahern at (415) 439-5282 or kahern@aherninsurance.com. Or, complete an online application.